Video, audio, photoVoice-over artist

Voice-over invoicing for American clients, paid to you at home

PANORAMA payments lets voice-over artists outside the US invoice American clients through a US company. You describe the work, we issue the invoice, the client pays in dollars by ACH or wire to a US bank, and we pay you locally by bank transfer, SWIFT, SEPA, Wise, local account, or digital assets. The client gets a domestic invoice and W-9, you get paid without a US bank account.

Voice-over invoicing for American clients, paid to you at home

What this looks like for you

For voice-over artists outside the US, PANORAMA payments handles payment for recorded reads delivered to US advertising agencies, e-learning companies, publishers, or studios. You negotiate your fee as usual, whether per delivered unit or a fixed price for a defined piece of work. When you send the files and licence for the stated use, we issue an invoice from a US company, so your client pays domestically. That matters when a fee is tied to a broadcast window: it must arrive before the window opens. With PANORAMA payments, you can invoice and get paid without a US bank account, and the money lands in your home country.

What your client receives

From
A US company, W-9 on request
Bill to
Your client, a company or a person
01Voice-over recording for one commercial spot, with broadcast usage licence

An example line, not a real invoice. Your own wording, amounts and currency go on the document itself.

From signup to payment, step by step

You start by creating an account and verifying your identity once, a one-time step that takes a few minutes. After that, you add the details of your client and the work: what you are delivering, for what use, and in what format. There is no monthly subscription and nothing charged until your client has paid.

Once the invoice details are confirmed, PANORAMA payments issues an invoice from a US company. The client receives it and pays by ACH or wire to a US bank, in US dollars. The client can be in any country that is not under sanctions, and the invoice can be issued in one of eleven currencies. After the client pays, PANORAMA payments deducts one platform fee and pays you in your own country by bank transfer, SWIFT, SEPA, Wise, local account, or dollar-denominated digital assets, depending on where you live.

What your client sees

Your client receives an invoice from a US company, so their accounts payable process is entirely domestic. They pay a US bank by ACH or wire, in dollars. If they need tax documentation, IRS Form W-9 is available on request. The client does not need to sign up for anything or learn a new system.

The payer can be a company or a private individual, and they do not have to be American. The invoice can be issued in their preferred currency, as long as it is one of the eleven supported, but the payment itself is always received by the US company in dollars. This keeps things simple for the client and for you.

Getting paid where you live

After the client pays, PANORAMA payments transfers the money to you, minus one platform fee. There is no additional charge, no monthly subscription, and nothing is taken before the client has paid. The fee is a single deduction shown before you send the invoice.

You choose how to receive your payment: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets, depending on your country. The money arrives in your own currency if you prefer, and you never need a US bank account.

Your taxes and PANORAMA payments

PANORAMA payments does not give tax advice and is not your employer. You stay responsible for declaring and paying taxes on your income at home. The service provides a way to get paid, not a tax solution.

Because the invoice is issued by a US company, your client may treat their payment as a domestic expense, but that does not change your tax situation. You should keep records of your earnings and consult a local accountant if you have questions. PANORAMA payments does not withhold taxes on your behalf.

How you get paid

  1. 1
    Register and verify once

    An identity document and a photograph. It is done once, and it has to be finished before the first payout rather than on the day you are waiting for money.

  2. 2
    Describe the client and the work

    Who they are, what was agreed, the amount and the currency. The client and their country are screened before anything is sent, so a payment is not refused after the work is delivered.

  3. 3
    The invoice goes out from a US company

    Your client receives an invoice from a United States supplier, with US banking details and IRS Form W-9 on request. They pay by ACH or wire, domestically.

  4. 4
    You are paid where you live

    One platform fee is deducted and the rest is sent to you by whichever route works in your country: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets.

One platform fee of 10% is deducted when you are paid. No subscription, no signup fee, and nothing is charged until your client has paid.

Questions people in this trade ask

Do I need a US bank account to use PANORAMA payments?

No. You receive your money in your own country, by bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets, depending on where you live. The US bank account is on the invoicing side, so your client pays a US bank, but you never need one.

Can my client pay if they are not in the United States?

Yes. Payment is accepted on behalf of clients in any country that is not under sanctions. The invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs. Whoever the payer is, the money is received by the US company.

What does my client receive when I send an invoice?

Your client receives an invoice from a US company, so their accounts payable process is entirely domestic. They pay by ACH or wire to a US bank, in dollars. They can request IRS Form W-9 if needed. The client does not need to sign up for PANORAMA payments or use any new system.

How much does PANORAMA payments cost?

There is no monthly subscription and nothing is charged before your client has paid. When the client pays, PANORAMA payments deducts one platform fee and then pays you the remaining amount. The fee is a single deduction, shown clearly before you send the invoice.

Does PANORAMA payments handle my taxes?

No. PANORAMA payments does not give tax advice and is not your employer. You remain responsible for declaring and paying taxes on your income in your own country. The service does not withhold taxes on your behalf.

Send your first invoice

Create an account, pass verification and raise an invoice. Nothing is charged until your client pays it.

Get started

You keep the client, the contract and the price. We handle the invoice and the payout.

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PANORAMA payments is a payment service. It is not an employer, not an agency and not a tax adviser, and nothing on this page is tax or legal advice.