After you hand over the master, the wait begins
As a colorist, you often work as a subcontractor to a post house. That means you finish the conform, grade, and delivery, and then you wait. The post house does not pay you until their client, an agency or production company, pays them. That payment can take weeks, and sometimes it stalls while the client reviews other parts of the project. Your invoice is sitting in the queue, and you are not earning interest on it.
When you add a border to this, the friction grows. Your client in the US has to make an international payment, which may require special approvals or incur fees. They might ask you for forms you cannot easily provide, like a W-9. The bank may hold the transfer for review. Every step adds days to an already slow process.
Invoice through a US company
PANORAMA payments issues your invoice from a United States company. When your client receives it, they see a domestic vendor with a US bank account. They can pay by ACH or wire transfer, in US dollars, just as they would pay any local supplier. If their accounts payable department requires a W-9, that is available on request.
Your client does not have to be American. The invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars and Swiss francs. The payer can be a company or a private individual. Whoever pays, the money is received by the US company, so your client's payment process stays simple.
To use this, you register once and verify your identity. For each project, you describe the client and the work. PANORAMA then handles the invoicing. You do not have to set up a US entity or open a US bank account.
Getting paid where you live
PANORAMA deducts one platform fee from the payment before transferring the rest to you. There is no monthly subscription and nothing is charged before your client has paid. You are only paying when money actually moves.
The payment can reach you in several ways, depending on your country. You can receive a bank transfer, a SWIFT or SEPA payment, a transfer through Wise, a deposit to a local account, or payment in dollar-denominated digital assets. You choose what works for you and your local banking.
After the client pays the US company, the platform transfers your share to you according to the method you selected. The platform does not hold your money on a schedule; it moves when the payment clears.
What stays your responsibility
You remain responsible for your own taxes at home. PANORAMA payments is not your employer and does not give tax advice. The platform reports the income to you, but how you declare it locally is up to you and your accountant.
The relationship with your client does not change. You are still a contractor, not an employee of PANORAMA or the client. You agree on the scope and price for your grading work directly. The platform only handles the payment rail.