The payment problem after go-live
Odoo implementations are often invoiced after go-live. The work is delivered, the system is live, and then the money has to move. But the department that approves your invoice is the accounting department whose system has just changed under them. They are busy, and you are a foreign vendor. That combination can slow things down.
You may be asked for a W-9, which you cannot honestly provide because you have no US tax identity. Your bank details are foreign, which can trigger extra compliance steps. Some US companies simply do not pay foreign contractors by ACH. The result is that you have delivered the work and now face friction on the payment side, through no fault of the work itself.
How the invoice is issued
When you use PANORAMA payments, you describe the client and the work once. The invoice is then issued to your client by a US company, acting as merchant of record. Your name and the description of the work appear on the invoice, but the legal issuer is that US company. For your client's accounts payable department, this is a domestic invoice from a US entity, paid in US dollars to a US bank.
A W-9 is available on request, because the US company has its own tax identity. Your client does not need to collect anything from you directly. They simply process the invoice as they would any other domestic bill.
Who can pay, and in what currency
The paying client does not have to be American. PANORAMA payments accepts payment from companies or individuals in any country that is not under sanctions. The invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian dollars, Australian dollars, and Swiss francs.
Whoever the payer is, the money is received by the US company. That means your client's payment process stays within their own banking system if they are in the US, or in a major currency if they are elsewhere. You do not have to explain cross-border banking to them.
Your payout at home
After the client pays, PANORAMA payments deducts one platform fee and pays you in your own country. The payout method depends on where you are: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. There is no monthly subscription, and nothing is charged before the client has paid.
You remain responsible for your own taxes at home. PANORAMA payments does not give tax advice and is not your employer. You are simply being paid through a mechanism that makes the invoice acceptable to the client's accounting department.
