DesignGraphic Designer

Get paid for your design work with US clients

As a graphic designer outside the US, you can invoice American clients through PANORAMA payments. The service issues a US invoice that your client pays in dollars, then PANORAMA transfers the money to you in your own country. There is no monthly fee, and you only pay after your client pays.

Get paid for your design work with US clients

What this looks like for you

For graphic designers, the work is often delivered by link and used immediately. That makes 'we will pay at the end of the month' the default. PANORAMA payments changes the conversation. Your invoice comes from a US company, with a US bank account and a W-9 on request. Your client's accounting team treats it like any other domestic bill. You can invoice per delivered layout, per project, or monthly for continuing work. You choose the unit and the price. When the client pays, the money is on its way to you.

What your client receives

From
A US company, W-9 on request
Bill to
Your client, a company or a person
01Design of social media ad creatives

An example line, not a real invoice. Your own wording, amounts and currency go on the document itself.

Registration and describing your work

To start, you register with PANORAMA payments and verify your identity once. This is a standard check required by financial regulations. After that, you can create invoices whenever you have work to bill.

When you create an invoice, you describe the work you did for your client. You also provide the client's details: their name, email, and the country they are based in. You do not need to involve the client in your registration. They only see the invoice when it is sent.

The invoice your client receives

The invoice is issued by a United States company. It is not issued in your personal name. Your client's accounts payable team sees a domestic invoice with a US bank account for payment. They can pay by ACH or wire transfer, in US dollars. If they need a Form W-9, that document is available on request.

The client does not have to be American. PANORAMA payments accepts payment on behalf of clients in any country that is not under sanctions. The invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs. Whoever the payer is, the money is received by the US company.

Receiving your payment at home

PANORAMA payments deducts one platform fee and pays you the remainder in your own country. The fee is only charged after your client has paid. There is no monthly subscription and nothing to pay upfront. You can receive payment by bank transfer, SWIFT, SEPA, Wise, a local account, or in dollar-denominated digital assets, depending on your country.

The payout method is set up when you register. You choose how you want to be paid. When a client payment clears, your money is sent to you in that way. The amount you receive is the invoiced amount minus the platform fee.

Your taxes and your responsibilities

You remain responsible for your own taxes in your home country. PANORAMA payments does not give tax advice and is not your employer. The service handles the payment collection and transfer, but you are the one who reports the income as required by local laws.

Keep your own records of invoices and payments. The platform provides you with a record of each transaction, but it is up to you to comply with the tax rules where you live.

How you get paid

  1. 1
    Register and verify once

    An identity document and a photograph. It is done once, and it has to be finished before the first payout rather than on the day you are waiting for money.

  2. 2
    Describe the client and the work

    Who they are, what was agreed, the amount and the currency. The client and their country are screened before anything is sent, so a payment is not refused after the work is delivered.

  3. 3
    The invoice goes out from a US company

    Your client receives an invoice from a United States supplier, with US banking details and IRS Form W-9 on request. They pay by ACH or wire, domestically.

  4. 4
    You are paid where you live

    One platform fee is deducted and the rest is sent to you by whichever route works in your country: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets.

One platform fee of 10% is deducted when you are paid. No subscription, no signup fee, and nothing is charged until your client has paid.

Questions people in this trade ask

Can I invoice a US client even if I don't have a US business entity?

Yes. That is the main reason to use PANORAMA payments. You register as an individual or your own local business. The invoice is issued by a US company, so your client does not need you to have a US presence. They pay a domestic invoice, and you receive the money in your own country.

How do I get paid in my local currency?

When you register, you choose how you want to receive payment. Depending on your country, options include bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. PANORAMA payments converts the client's payment and sends it to you in the method you selected. The platform fee is deducted before the transfer.

What does my client see on the invoice?

Your client sees an invoice from a United States company, not from you personally. The invoice shows the work description you provided, the amount in US dollars or another supported currency, and a US bank account for payment. If your client asks for a W-9 form, it is available on request.

Is there a monthly fee or a minimum commitment?

No. PANORAMA payments charges one platform fee per successful payment. There is no subscription, no monthly cost, and nothing to pay before your client pays. You only use the service when you have work to bill, and you can stop at any time.

Do I still have to pay my own taxes?

Yes. You stay responsible for your own taxes in your home country. PANORAMA payments does not provide tax advice and is not your employer. The platform provides a record of your transactions, but you should consult a local tax professional for your reporting obligations.

Send your first invoice

Create an account, pass verification and raise an invoice. Nothing is charged until your client pays it.

Get started

You keep the client, the contract and the price. We handle the invoice and the payout.

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PANORAMA payments is a payment service. It is not an employer, not an agency and not a tax adviser, and nothing on this page is tax or legal advice.