The deliverables and the delivery
You deliver an animated explainer or a set of social cutdowns through a file transfer service. The client downloads the files, and that is the end of the transaction: there is no physical object to hold back, and no way to reverse a download. Billing for this kind of work usually happens per delivered piece, per project, or as a monthly retainer for ongoing content.
The problem is that your client's accounts payable process is built for domestic suppliers. They expect a US invoice, a W-9, and payment through ACH or wire to a US bank. If you send an invoice from outside the US, it can trigger extra paperwork, international wire fees, or delays. PANORAMA payments steps into that gap.
What PANORAMA payments does
After you register and verify your identity once, you describe the client and the work. PANORAMA payments then issues the invoice from a US company, so your client's accounts payable process is completely domestic. They pay by ACH or wire in US dollars to a US bank, and a W-9 form is available if they ask for one. The client does not have to be American: PANORAMA accepts payment on behalf of clients in any non-sanctioned country, and can issue the invoice in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs.
Whether the payer is a company or an individual, the money is received by the US company on your behalf. PANORAMA deducts one platform fee and then pays you in your own country. Depending on where you are, you can get the money by bank transfer, SWIFT, SEPA, Wise, a local account, or in dollar-denominated digital assets. There is no monthly subscription and nothing is charged until your client has paid.
Your taxes are your own
PANORAMA payments is not your employer and does not give tax advice. You remain responsible for your own taxes at home. The platform only handles the mechanics of invoicing and receiving payment from your client, and then transferring the money to you. It does not withhold any taxes on your behalf, and it does not report your income to any tax authority except as required by law for its own operations. When you get paid, you should treat the payment as your business income and handle your tax obligations in the usual way.
Why this works for motion design
Your client gets an invoice from a US company, so their accounts payable team treats it like any other domestic vendor. No one asks for an international wire or a foreign tax form. You still deliver the same files, and you still get paid the same amount minus one fee. The difference is that the payment process stops being a negotiation about banking details and becomes a simple line item in the client's weekly payment run.
For you, the main thing is that you can finally take on US clients without having to set up a US entity, open a US bank account, or worry about currency conversion. PANORAMA handles the receiving side, and you receive the money at home in a way that works for you. The large files you deliver stay as they always were, and the payment follows after the download, just as it should.