How the work is sold
You already deliver a layout, a space plan, material and furniture specifications, visualisations, and drawings a contractor can build from. The client buys that work as a defined project, often in stages. Each stage ends with an invoice. Billing varies: fixed price for the whole job, fixed price split across stages, or tracked hours. Whatever the arrangement, the invoice has to cross a border, and that is where a domestic payment process helps.
When the client is a private person
Many interior design clients in the US are homeowners, not companies. A homeowner may never have sent a wire to a foreign bank. When your invoice arrives with an IBAN and SWIFT code, the payment can stall. The transfer stops because the process is unfamiliar and the bank asks questions. Even for company clients, accounts payable often prefers a domestic US vendor with ACH and W-9. PANORAMA payments removes that friction by putting a US company on the invoice.
A US invoice, issued for you
With PANORAMA payments, you register once and verify your identity. For each project, you describe the client and the work. The invoice is then issued by a US company. From the client's side, this is a domestic bill: they pay by ACH or wire to a US bank, in dollars or another supported currency. A W-9 is available on request. You don't need a US company or bank account. Your name stays on the invoice as the designer, but the payment is processed through a US entity.
Receiving payment in your country
After your client pays the US company, PANORAMA payments deducts a single platform fee and sends the rest to you. The payout method depends on your country: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. There is no subscription and no setup cost. You pay nothing until a client pays you. You remain responsible for your own taxes; PANORAMA payments does not give tax advice and is not your employer.