The W-9 Wall for Outside Drafting
You deliver a BIM model, a set of shop drawings, or a package for permits. The client likes the work and wants to pay. Then their accounts payable team sends you a vendor form and asks for a W-9. If you are outside the United States, you do not have one. The project budget has a line for outside drafting, but that line cannot be filled without the right tax paperwork.
PANORAMA payments changes that conversation. Instead of you trying to become a US vendor, the invoice comes from a US company. Your client deals with a domestic entity, pays by ACH or wire to a US bank, and can request a W-9 like they would from any American supplier. You stay focused on the next drawing set.
Invoicing with a US Company Behind You
To start, you register and verify your identity once. Then you describe the client and the work: a fixed price for a defined piece, a fixed price split across stages, or tracked hours billed weekly or monthly. That detail goes into the invoice just as you would write it yourself.
The invoice is issued by a US company, but the client does not have to be American. You can invoice a company or a private individual in any country that is not under sanctions. The invoice can be in US dollars, euros, pounds sterling, Canadian dollars, Australian dollars, Swiss francs, or five other currencies. Whatever the currency on paper, the money is received by the US company and then paid out to you.
Getting Paid at Home, on Your Terms
After the client pays, PANORAMA deducts one platform fee. There is no monthly subscription and nothing is charged before the client has paid. You receive the rest in your own country through the method that works for you: a bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets, depending on where you live.
That means when you finish a stage of a BIM model or complete a set of manufacturing files, you are not waiting on an international wire that might get lost in compliance. The payment arrives the way you normally get paid at home, so you can move to the next project.
Your Taxes, Your Business
PANORAMA payments is not your employer and it does not give tax advice. Using a US company to collect the payment does not change your tax obligations at home. You remain responsible for reporting your income and paying whatever taxes apply in your country.
That separation keeps things simple. PANORAMA handles the invoicing and the payment collection. You handle the design work and your own accounting. No one is asking you to become a US taxpayer or to fill out forms meant for American residents.
