From Signup to Payment
You start by registering with PANORAMA payments. The process involves verifying your identity once, which you do online. After that, you describe the client and the work. This includes basic information about who will pay and what you are delivering. There is no subscription and you are not charged anything at this stage. You can do this from wherever you are.
When you are ready to bill, PANORAMA issues an invoice to your client from a US company. Your client then pays that invoice by ACH or wire transfer to a US bank account. The invoice can be in eleven currencies including US dollars, but the payment always goes to the US company. Your client does not need to be American, and can be a company or a private individual, as long as they are not in a sanctioned country.
Once the client pays, the money is received by the US company. PANORAMA deducts one platform fee and then pays you the rest in your own country. You can choose from bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets, depending on where you live.
What Your Client Receives
Your client receives an invoice issued by a US company. That means their accounts payable process stays entirely domestic. They can pay by ACH or wire transfer in US dollars to a US bank account. If they ask for tax documentation, a completed IRS Form W-9 is available on request. There is no need for them to set up foreign vendor payments or deal with international tax withholding.
The payer does not have to be an American company. The invoice can be paid by a company or a private individual in any country that is not under sanctions. The invoice currency can be one of eleven options, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs. Regardless of the currency, the payment is received by the US company that issued the invoice.
Receiving Money in Your Country
After your client pays the US company, PANORAMA deducts one platform fee. This is the only fee you pay, and there is no monthly subscription. The deduction happens after the client has paid, so you are never charged before there is money on the table. You then receive the remaining amount in your own country.
The payout method depends on where you live. Options include a domestic bank transfer, SWIFT, SEPA, Wise, a local payment account, or dollar-denominated digital assets. You select the method that works best for you, and PANORAMA sends the funds once the client's payment has cleared. You remain responsible for your own taxes at home, and PANORAMA does not provide tax advice or act as your employer.
Invoicing for Computer Vision Projects
As a computer vision engineer, you might deliver a detection or recognition model, an annotated dataset, an inference service, or accuracy metrics measured on the client's own footage. How you bill depends on the engagement: a fixed price for a defined piece of work, a fixed price split across stages, or tracked hours invoiced weekly or monthly. PANORAMA supports all of these because the invoice is simply issued for the amount you and your client agree on.
One recurring problem in this field is that projects run long against hardware and data delivery. You may finish your part of the work while the client is still sending cameras or datasets. With PANORAMA, you can structure invoices around your own milestones, such as model delivery or dataset annotation, rather than waiting for the client's hardware to arrive. This lets the invoice schedule survive a client's delay.