Management and operationsProject manager

Project management for US clients, paid at home

When you manage a project for a US client, PANORAMA payments lets you invoice through a US company. Your client pays a US bank by ACH or wire, and you receive the payment in your own country after one platform fee. There is no subscription and nothing is charged before your client pays.

Project management for US clients, paid at home

What this looks like for you

Your work is embedded in the client's team and calendar, so the paperwork matters. PANORAMA payments lets you invoice for the plans you build, the status meetings you run, and the risks you retire, with the client paying a US company and receiving a W-9 on request. Whether you bill tracked hours, a monthly retainer for ongoing delivery, or a fixed price for a defined scope, you get paid in your own currency after one fee. No subscription, nothing charged until the client pays.

What your client receives

From
A US company, W-9 on request
Bill to
Your client, a company or a person
01Project management services, monthly retainer

An example line, not a real invoice. Your own wording, amounts and currency go on the document itself.

Your delivery and billing

Your work as a project manager sits inside the client's team and calendar. You hand over a plan and a schedule people follow, status reporting, risk and scope control, and ultimately a delivered project. You are not building the product yourself, but without you the work does not move in the right order.

You bill for this in one of three usual ways: tracked hours invoiced weekly or monthly, a repeating monthly amount for continuing work, or a fixed price for a defined piece of work. Each of these puts a different shape on the invoice, but they all share the same fact: the client's accounts payable team expects a domestic US vendor.

The payment problem for foreign project managers

When you are outside the United States, your client's payment process treats you as a foreign contractor. That means wire transfers with extra fees, no W-9 when their finance team asks for one, and often a delay while they figure out how to pay a non-US person. The friction is not about your ability to manage the project; it is about the paperwork.

The distinction between contractor and employee also shows up here. Because you are embedded in the team, your client may worry about misclassification. Your invoice needs to make the independent vendor relationship clear, and a US company on the paperwork does that without you having to explain it.

Invoicing through PANORAMA payments

You register with PANORAMA payments, verify your identity once, and describe the client and the work. From then on, each invoice is issued to your client by a US company. Your client pays by ACH or wire transfer in US dollars to a US bank, and if their finance team asks for a W-9, one is available.

The client does not have to be in the United States. Payment is accepted on behalf of clients in any country that is not under sanctions, and the invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs. The money is always received by the US company first.

Getting paid in your own country

After the client pays the US company, PANORAMA payments deducts one platform fee and pays you in your own country. Depending on where you live, you can receive a bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. There is no monthly subscription and nothing is charged before the client has paid.

You remain responsible for your own taxes at home. PANORAMA payments does not give tax advice and is not your employer. The platform handles the payment mechanics, not your tax filings.

How you get paid

  1. 1
    Register and verify once

    An identity document and a photograph. It is done once, and it has to be finished before the first payout rather than on the day you are waiting for money.

  2. 2
    Describe the client and the work

    Who they are, what was agreed, the amount and the currency. The client and their country are screened before anything is sent, so a payment is not refused after the work is delivered.

  3. 3
    The invoice goes out from a US company

    Your client receives an invoice from a United States supplier, with US banking details and IRS Form W-9 on request. They pay by ACH or wire, domestically.

  4. 4
    You are paid where you live

    One platform fee is deducted and the rest is sent to you by whichever route works in your country: bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets.

One platform fee of 10% is deducted when you are paid. No subscription, no signup fee, and nothing is charged until your client has paid.

Questions people in this trade ask

Do I need a US business entity to invoice my US client?

No. PANORAMA payments acts as the merchant of record through a US company. You verify your identity once and describe the client and work. The invoice is issued by the US company, so your client's accounts payable process stays domestic. You do not need to form a US entity or have a US bank account.

Can my client pay by ACH or wire transfer?

Yes. Your client pays by ACH or wire transfer in US dollars to a US bank account. If their finance team requests a W-9, PANORAMA payments provides one. The invoice can be issued in one of eleven currencies if needed, but the payment is always received by the US company first.

How do I get paid after my client pays the invoice?

After the client pays the US company, PANORAMA payments deducts one platform fee and sends the remaining amount to you in your country. Depending on your location, you can receive it by bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. There is no monthly subscription.

Am I considered an employee of my client or of PANORAMA payments?

No, you remain an independent contractor. The US company acting as merchant of record is not your employer, and your client's paperwork reflects a vendor relationship through the invoice and W-9. You stay responsible for your own taxes at home. PANORAMA payments does not give tax advice.

What if my client is in a country other than the United States?

The client can be in any country that is not under sanctions. The invoice is issued by the US company and payment is received in the US, so your client's location does not change the domestic US payment process. The invoice can be in one of eleven currencies, including US dollars, euros, and pounds sterling.

Send your first invoice

Create an account, pass verification and raise an invoice. Nothing is charged until your client pays it.

Get started

You keep the client, the contract and the price. We handle the invoice and the payout.

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PANORAMA payments is a payment service. It is not an employer, not an agency and not a tax adviser, and nothing on this page is tax or legal advice.