Your delivery and billing
Your work as a project manager sits inside the client's team and calendar. You hand over a plan and a schedule people follow, status reporting, risk and scope control, and ultimately a delivered project. You are not building the product yourself, but without you the work does not move in the right order.
You bill for this in one of three usual ways: tracked hours invoiced weekly or monthly, a repeating monthly amount for continuing work, or a fixed price for a defined piece of work. Each of these puts a different shape on the invoice, but they all share the same fact: the client's accounts payable team expects a domestic US vendor.
The payment problem for foreign project managers
When you are outside the United States, your client's payment process treats you as a foreign contractor. That means wire transfers with extra fees, no W-9 when their finance team asks for one, and often a delay while they figure out how to pay a non-US person. The friction is not about your ability to manage the project; it is about the paperwork.
The distinction between contractor and employee also shows up here. Because you are embedded in the team, your client may worry about misclassification. Your invoice needs to make the independent vendor relationship clear, and a US company on the paperwork does that without you having to explain it.
Invoicing through PANORAMA payments
You register with PANORAMA payments, verify your identity once, and describe the client and the work. From then on, each invoice is issued to your client by a US company. Your client pays by ACH or wire transfer in US dollars to a US bank, and if their finance team asks for a W-9, one is available.
The client does not have to be in the United States. Payment is accepted on behalf of clients in any country that is not under sanctions, and the invoice can be issued in eleven currencies, including US dollars, euros, pounds sterling, Canadian and Australian dollars, and Swiss francs. The money is always received by the US company first.
Getting paid in your own country
After the client pays the US company, PANORAMA payments deducts one platform fee and pays you in your own country. Depending on where you live, you can receive a bank transfer, SWIFT, SEPA, Wise, a local account, or dollar-denominated digital assets. There is no monthly subscription and nothing is charged before the client has paid.
You remain responsible for your own taxes at home. PANORAMA payments does not give tax advice and is not your employer. The platform handles the payment mechanics, not your tax filings.
