For agencies and software companies
An agency or studio outside the United States invoices its American and European clients through PANORAMA payments. The client’s accounting sees a domestic US vendor with a W-9 and pays by ACH; you deliver the work and receive payouts in your country.
The problems this solves
Procurement says no to foreign vendors
Many US companies simply do not onboard foreign suppliers: W-8 forms, international wires and compliance reviews cost their accounting more than your contract is worth. A domestic invoice removes the reason to refuse.
An office abroad is expensive
Opening and maintaining a company in the US or EU for the sake of invoicing means registered agents, accounting, annual filings and a bank that may still say no. Here the company already exists; you use it per invoice.
Every client pays differently
One pays by card, one by wire, one asks for a platform you have never heard of. With one invoicing channel every client pays the same way, and your team sees one balance and one payout schedule.
How it works
Verify once
The company or its owner passes KYC once. After that, invoices take minutes.
Invoice per project or per month
Issue invoices to any number of clients in eleven currencies. The work descriptions pass a quick screening for IT and IT-adjacent services.
Get paid out where you are
Withdraw to bank rails or USDT, depending on your country. Payouts go to the account you verified, on your schedule.
Volume pricing
The standard fee is 10% per paid invoice; partner and promotional codes bring it down to 7%. For agencies with regular volume an individual rate is agreed directly, and it applies to the whole account.
Documents your accountant will ask for
Every paid invoice comes with the full set: the invoice itself from the US company, a service agreement, a payment receipt, and a W-9 for the client on request. Your own bookkeeping gets a clean, consistent paper trail for every payment.
Subcontracting, if you need hands
If you hold a signed US order and need more engineers, PANORAMA payments can deliver work as your subcontractor with its in-house and platform-verified specialists. The client relationship stays yours.
Questions agencies ask first
Can we invoice several clients at once?
Yes. There is no limit on clients or concurrent invoices. Each invoice is screened and issued separately, and your balance aggregates them.
Who signs the contract with our client?
PANORAMA payments contracts with your client as the vendor of record and contracts with you for the delivery. Your client’s procurement signs one domestic agreement.
Can the payout go to a company account?
Payouts go to the verified account holder. During KYC you choose whether the account is personal or belongs to your company; the payout rails available depend on your country and are shown during registration.
What about clients outside the US?
Invoices can be issued to clients in Canada, the EU, the UK, Australia and most other countries, in eleven currencies. The mechanics stay the same: the client pays a US company, you receive the payout.
Talk to us about your volume, or just open an account and issue the first invoice today.